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Don’t Let Your Vision Benefits Expire: Schedule an Eye Exam Now

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Make the Most of Your Vision Benefits Before the Year Ends

As the end of the year approaches, it's important to remember that many health benefits, including vision insurance, have an expiration date. If you haven’t scheduled your annual eye exam or taken advantage of your optical benefits, now is the perfect time to do so. "Use it or lose it" applies to most health insurance plans, and once the year ends, any unused benefits will be gone.

Below, our Cinnaminson eye care team at Optic One discusses why you should act to make the most of your insurance benefits today.

Health Insurance Benefits You May Miss by Waiting

Many vision insurance plans cover one comprehensive eye exam per year along with other benefits such as discounts or allowances for prescription glasses, contacts, or other eyewear. However, these benefits typically reset at the end of the calendar year, so any unused coverage will not roll over into the next year.

Coverage for Your Annual Eye Exam

Annual eye exams give your optometrist the opportunity to track changes in your vision and detect common eye diseases such as glaucoma, cataracts, or macular degeneration before they worsen. These conditions can develop slowly, and early detection is key to helping our eye care team come up with a personalized treatment plan to preserve your long-term vision and eye health

Yearly eye exams can also serve as a first line of defense against systemic issues such as high blood pressure or diabetes, as the earliest signs of these and similar conditions are detectable first in the eyes.

New Glasses or Contact Lenses

Discounts and allowances for glasses or contacts can help you keep up with even small changes in your prescription that might cause a drop in your quality of life. Even if you don’t need an updated prescription, speak to our eye care team about using your insurance benefits for a stylish new pair of glasses or contacts that can give you a brand-new look for the coming year!

By scheduling your eye exam now, you can take full advantage of your coverage before it expires.

Take Advantage of Flexible Spending Accounts (FSA)

If you have a flexible spending account (FSA), you can use these pre-tax dollars for a variety of medical and eye care needs, including prescription eyewear and eye exams. FSAs often have a "use it or lose it" policy as well, meaning any funds you haven’t spent by the end of the year could be forfeited. Consider purchasing a new pair of glasses, sunglasses, or an extra supply of contact lenses to make the most of your FSA.

Beat the End-of-Year Eye Care Rush

Many people wait until the last minute to schedule medical appointments, which means optometrists’ schedules fill up quickly toward the end of the year. Don’t wait until it’s too late—schedule your eye exam early to ensure you get an appointment that fits your schedule and to avoid the holiday rush.

By scheduling your eye exam before the year ends, you’ll not only protect your vision but also make the most of your insurance benefits. Contact your optometrist today to secure your appointment and avoid missing out!